What is Critical Illness Insurance - What Needs Does It Cover?

It's a fact that one out of every three Canadians will contract a life-altering illness during his or her lifetime. And with today's advances in medical science, the chances of survival are greater than ever.

But will your finances survive? Few of us are prepared for the financial burdens that can threaten both our lifestyle and our security. Convalescence. Private nursing costs. Reduction or permanent loss of income. A change of profession. Child care. Medical income. Medical equipment or home refitting. Mortgage and other debt payments. Even relocation of your home to a new locale or climate.

Many people who survive critical illnesses face serious financial constraints as they attempt to recover. Now there is a solution that takes away the financial strain of surviving a critical illness.

Note: Rick Talbot has paid $1 mi. in cash over the last 12 months to a client who was just 6 months ago leading a healthy life.

Critical Illness is a new type of insurance that lets you protect yourself against the high cost of rebuilding your lifestyle following critical illness.

It provides a lump sum benefit just 30 days after the diagnosis of one of the following critical illnesses:

Alzheimers Blindness Coma Coronary Artery Bypass Surgery Deafness Diabetes (insulin-dependent) Heart Attack Kidney Failure Loss of Limbs Life Threatening Cancer

Loss of Speech Major Organ Transplant Motor Neuron Disease (ALS or Lou Gehrig's Disease) Multiple Sclerosis Paralysis Parkinsons Severe burns Stroke Occupatinal HIV

You choose the level of coverage that meets your needs. Should you contract a critical illness, the lump sum payment will help you maintain your lifestyle and your financial health.

Living with a Critical Illness:

• What are the risks?
• How much does it cost?
• Examples of Lump Sum Claims
• Are you insurable?
• More about Critical Illness

Remember, you can't predict the future. But you can prepare for it.